Can I file an objection to a foreclosure sale?
Yes, you can file an objection to a foreclosure sale in Massachusetts. However, it is important to note that the right to file an objection depends on the specific foreclosure process that is chosen by the lender. In Massachusetts, a lender can choose either a judicial or non-judicial foreclosure process to recover their money from a borrower who has defaulted on their mortgage. A judicial foreclosure, which requires the help of a court to proceed, opens up the possibility for a borrower to file an objection. This objection is filed in response to the complaint for foreclosure that the lender has filed in court. On the other hand, a non-judicial foreclosure does not involve the court. As a result, a borrower does not have the right to file an objection in the event of a non-judicial foreclosure. That being said, it is important to remember that even if you do have the right to file an objection, it may not be an effective strategy for stopping a foreclosure sale. This is because the court may not agree with the objections you submit and may ultimately decide to continue with the sale. Therefore, it is important to consult with a qualified attorney to ensure that your objections are in order and that you are using the most effective strategies for avoiding foreclosure.
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