What type of notice is required before a foreclosure sale?

In Florida, a lender is required to give the homeowner a written notice before a foreclosure sale. According to the Florida Statutes, the notice must be in writing, delivered at least 45 days before the foreclosure sale date. The notice must contain information about the foreclosure process, including the name of the lender, the loan amount, the date of default, the date of sale, the type of foreclosure process used (judicial or non-judicial), and the right to bring a claim before the court regarding the foreclosure. The lender must also notify the homeowner of the right to reinstate the loan, which allows the homeowner to catch up on missed payments and any fees associated with the default. The lender must provide information about the ways to contact it, including an address and phone number. The notice must also provide the homeowner with a list of resources that can explain the foreclosure process and provide assistance for homeowners facing foreclosure. On the list, the lender should include names, addresses, and phone numbers of housing counseling agencies and legal aid organizations that may be able to help the homeowner. Finally, the lender must also provide the homeowner with a copy of the complaint and the notice of default (if applicable). The complaint and notice of default provide more information about the foreclosure process and the rights of the homeowner.

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What type of notice is required before a foreclosure sale?

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