What type of notice is required before a foreclosure sale?

In Texas, before a foreclosure sale can take place, a homeowner must receive written notice from the lender. This notice must include a description of the property and the amount of money due. It must also inform the homeowner that the sale is scheduled to occur and the date and time of the sale. The notice must also explain the right of the homeowner to cure the mortgage debt by paying the delinquency prior to the foreclosure sale date. The notice must be sent to the homeowner’s last known address by both certified mail and regular mail. It must also be posted on the property in a visible area that can be seen by anyone who passes by. The notice must be posted not less than twenty days prior to the foreclosure sale date. In addition, the lender must file an affidavit of posting with the county clerk. This affidavit must contain proof that the notice was posted on the property in the manner explained above. If the lender fails to file the affidavit of posting, the foreclosure sale may be suspended and the homeowner may be able to negotiate a payment plan with the lender.

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What type of notice is required before a foreclosure sale?

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