What documents are necessary to file a foreclosure?

In Oklahoma, there are several documents necessary to file a foreclosure. The first document is a Complaint, which details the borrower’s debt and default, the lender’s rights to collect the debt, and the lender’s request for foreclosure. This document must be served to the borrower before the foreclosure can move forward. The second document is an Affidavit of Authority, which states the authority of the party filing the foreclosure. This document must also be served to the borrower. The third document is a Lis Pendens, also known as a Notice of Pendency. This document combines the Complaint and the Affidavit of Authority and gives public notice of the foreclosure proceeding. It must be filed with the county clerk and recorded in the county records. Finally, a Writ of Execution is necessary. This document orders the sheriff of the county to sell the property and transmit the proceeds to the creditor. After all these documents are filed and served, the foreclosure process can move forward.

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