How does a guardianship affect Social Security benefits?

In California, a guardianship affects Social Security benefits in a few important ways. First, a guardian is responsible for managing the Social Security benefits of their ward, which can include receiving and accounting for benefits, investing them in a safe and secure manner, and using the funds to cover the ward’s expenses. Generally, the guardian is prohibited from using the benefits for their own personal gain. Second, the guardian must keep the Social Security Administration informed of changes in the ward’s circumstances that may affect eligibility for benefits. This includes alerting the SSA if the ward is employed, and by how much, as earnings may reduce or end their benefits. Third, if a guardian is appointed for a minor who is already receiving Social Security benefits, the guardian is responsible for the Social Security money until the ward turns 18. The money may only be used for the benefit of the ward and the guardian must account for how it is being used. Finally, in the event that the Social Security benefits terminate due to death or a change in the ward’s circumstances, the guardian must return any remaining balances to the Social Security Administration. In summary, a guardianship affects Social Security benefits in numerous ways, and it is important that the guardian remain compliant with all relevant regulations to ensure they are properly managing the benefits while ensuring that the ward has the financial support they need.

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