What is the difference between health care law and insurance law?

Health care law and insurance law are two different areas of regulation in Maryland. Health care law is mainly concerned with the laws, regulations, and guidelines that outline how health care is provided. This includes rules about patient privacy, medical procedures, and standards of care. Insurance law, on the other hand, focuses on the laws designed to create a fair playing field between health care providers and insurance companies. Insurance law sets regulations regarding who is eligible for what type of insurance and the pricing structure used. Health care law is aimed at protecting patient health and rights. It outlines what type of care is required of health care providers and what kind of records must be kept. Health care law also ensures that basic medical services are available to all citizens and outlines the requirements for consent and advanced directives. Insurance law is focused on protecting the interests of the consumer. It establishes parameters for the cost of insurance, outlines which health care services are covered, and sets rules about insurance companies’ ability to deny coverage based on pre-existing medical conditions. Insurance law also requires insurance companies to provide certain levels of customer service and benefits. In short, health care law governs how health care is provided and regulated in Maryland while insurance law regulates the business relationship between insurance companies and health care consumers.

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What is the difference between health care law and insurance law?

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