What is the law on uninsured motorist coverage?

In Connecticut, uninsured motorist coverage is required by law for all motor vehicle owners and operators. This coverage protects drivers and passengers in the event of an accident caused by an uninsured motorist. If an uninsured motorist causes an accident, the driver and passengers in the other vehicle can file a claim with the insurance company to receive compensation for their medical bills and other damages. Uninsured motorist coverage is required when purchasing a vehicle in Connecticut, and must be maintained throughout the life of the vehicle. This coverage is usually included in the auto insurance policy, but can also be purchased through a separate policy. The state of Connecticut also requires that liability insurance be maintained on any vehicle actively registered in the state. In the event of an accident with an uninsured motorist, the injured parties can file a claim against their own uninsured motorist insurance to receive compensation for their injuries. The types of damages that are covered under this type of coverage include medical bills, lost wages, property damage, and other costs related to the accident. In most cases, the insurance company will pay for the damages up to the limits of the policy. Uninsured motorist coverage is a important part of any auto insurance policy in the state of Connecticut. Drivers must maintain at least the minimum required level of coverage in order to protect themselves and their passengers should an accident occur with an uninsured motorist.

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