Who is eligible for health insurance?
In Texas, those who are eligible for health insurance include children, pregnant women, families, disabled and elderly individuals. Children between the ages of 0 and 19 are eligible for health insurance benefits in Texas. Through the Children’s Health Insurance Program (CHIP), low-income families can get coverage for their children. Income eligibility rules vary based on household size and region, but in general, a family of four making less than $47,700 per year may be eligible. Children of parents who make too much income for CHIP may be covered by their parents’ employer or may be eligible for Medicaid. Pregnant women and their children may be covered through Medicaid or CHIP. In general, pregnant women with an income up to 138% of the federal poverty level (FPL) may be eligible. Families in Texas may be eligible for Medicaid if their income is below 200% of the FPL. For a family of four with an income below $50,200, they may be eligible. Disabled adults can be eligible for Medicaid if they meet certain criteria, such as those receiving SSI (Supplemental Security Income) benefits or those with a disability that prevents them from working. The income requirements also vary depending on the individual’s circumstances. Elderly individuals may be eligible for Medicaid if their income is below 135% of the poverty level and their assets are below $2,000. Those who are over the age of 65 and have Medicare Part A may also be eligible for additional coverage through Medicaid. In general, those who are eligible for health insurance in Texas include children, pregnant women, families, disabled and elderly individuals. Eligibility for these programs may vary based on individual circumstances and family size.
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