What is a Dependent Care Assistance Program (DCAP)?
A Dependent Care Assistance Program (DCAP) is a type of health insurance plan offered in Arizona. It is designed to help cover the costs of caring for a dependent, such as a child or elderly relative. The purpose of a DCAP is to help families access affordable health care for their dependents while providing them with financial assistance. DCAPs are typically offered by employers as part of their benefits package. The plan provides families with a set amount of money to cover certain health care costs, such as premiums, coinsurance, copays, and deductibles. The amount of money available varies depending on the plan and the needs of the family. DCAPs can be used to cover costs for any qualified dependent, such as a spouse, parent, or child. In Arizona, employers must provide DCAP coverage for all qualified dependents. Furthermore, the state requires that employers contribute at least 50 percent of the cost of the DCAP coverage. This helps to keep health care costs affordable for families with dependents. Overall, a Dependent Care Assistance Program (DCAP) is a type of health insurance plan offered in Arizona. It is designed to help cover the costs of caring for a dependent, such as a child or elderly relative, by providing families with financial assistance and access to affordable health care.
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