How much coverage do I need?

In Hawaii, the amount of health insurance coverage you need will depend on your needs and preferences. For example, if you are a single adult with no dependents you may only need a basic plan that covers preventative care, hospital stays, and doctor visits. On the other hand, if you are part of a family with multiple adults and/or children, you may need more comprehensive coverage. In these cases, you may want to look for plans that provide coverage for mental health services, prescription drugs, maternity care, vision, and dental services if desired. When it comes to health insurance in Hawaii, your coverage must be approved by the Hawaii Prepaid Health Care Act, which is the state health insurance law. This law requires employers with two or more employees to provide health insurance. As an individual, you also need to make sure your plan meets the minimum essential coverage required by the law. The Hawaii insurance marketplace is a great resource for finding plans that meet your needs and budget. You can compare insurance plans side by side and find out how much coverage is needed. Additionally, you can speak with a local insurance broker to get help finding the best coverage for your needs and budget.

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