What happens if I don't have health insurance?

If you live in Hawaii and do not have health insurance, you could face expensive medical costs if you need medical care. In the state of Hawaii, everyone is required to have some form of health insurance. The law recognizes two types of health insurance: employer-sponsored insurance, which you may have through your job, or individual plans from Hawaii-registered insurance companies. If you do not have health insurance, you may be subject to a tax penalty. The penalty is calculated as a percentage of income, or as a flat fee, whichever is greater. Additionally, you may be responsible for the full cost of any medical care you receive, including emergency care. In some cases, it may be possible to apply for government assistance to help cover the cost of medical care. However, you will still need to meet all program requirements in order to qualify. There are also free and low-cost health care programs in Hawaii for those who are eligible. In Hawaii, there are resources available to assist those who do not have health insurance. However, it is best to consider all of your options before deciding to forego health insurance coverage. In addition to the potential for high medical costs, lack of health insurance means that you are not protecting yourself from potential medical expenses in the future.

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What happens if I don't have health insurance?

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