What is a policyholder?

A policyholder is an individual who has purchased a health insurance policy in the state of Alabama. The policyholder is the one who is responsible for paying the premiums for the policy, as well as any other out-of-pocket expenses associated with the policy. A policyholder is also the one who is covered by the policy and will receive health care coverage if the policyholder becomes ill or injured. The policyholder is usually the insured person, but can also be a dependent of the insured person. The policyholder may also be a business or organization that has purchased a group health insurance plan for its employees. In any case, the policyholder is the one who holds the health insurance policy and is responsible for ensuring that the policy continues to provide the necessary coverage.

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