What is a policyholder?

A policyholder is someone who has purchased a health insurance policy. They are the ones who are legally responsible for the payments of the policy and they also benefit from the coverage that the policy provides. In Texas, a policyholder is the person listed as the insured on the policy document. The policyholder is also referred to as the subscriber in some cases, as they are the one who has subscribed to the policy with the insurance company. The policyholder can also be the person who pays the premiums of the policy, as well as the one who seeks out the coverage for those who are listed as beneficiaries on the policy. The policyholder is also the one who receives any information regarding the policy, such as notices of changes, renewal options, and other information related to the policy. All policyholders, regardless of where they are located, are legally responsible for paying premiums on time to keep the policy active.

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