What is a copayment?

A copayment, or copay, is a type of payment that is made by a person when they receive health care services. It is a fixed-dollar amount that is paid by the patient to the health care provider each time they receive services and is in addition to what the health insurance company pays. In California, copayments are regulated by state law and typically range between $10 and $50 per visit. Copayments may be required for any service covered by health insurance, including doctor visits, outpatient hospital care, prescription drugs, and mental health services. Additionally, health plans may also require copayments for preventive care services such as vaccinations and cancer screenings. Copayment fees help to cover the costs of a health plan, ensuring that the provider receives the payment they deserve while allowing the patient to pay a lower premium.

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What is a copayment?

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