What is an employer mandate?

An employer mandate is a law in California that requires employers to provide health insurance coverage to their employees. Employers are mandated to provide coverage for all of their employees who work at least 20 hours a week and those who are age 18 or older. The employer must pay at least 50% of the premiums for the employee’s health insurance coverage and must provide coverage for at least 14 months. California employers must also provide coverage for mental health, substance abuse, and medical services, as well as provide a minimum level of coverage as defined by the California Health Benefits Exchange. Employers must also provide a health plan or equivalent that meets or exceeds the minimum benefit criteria set by the state. Finally, employers must also provide coverage for certain preventive care services with no out-of-pocket costs to the employee. The employer mandate in California is meant to ensure that all citizens are able to receive quality health care, regardless of their place of employment.

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