What is a minimum essential coverage?

Minimum essential coverage is a type of health insurance mandated by the federal government and the state of Maine. It is designed to ensure that individuals have access to affordable health care. The minimum essential coverage plans offered in Maine must meet certain standards in order to qualify. These standards ensure that individuals have access to preventative health care services and provide them with an array of plans with different levels of coverage. For example, in Maine, the minimum essential coverage includes preventive care, outpatient hospital services, emergency room services, mental health and substance abuse services, and prescription drug coverage. The minimum essential coverage also requires insurers to provide preventive health care services at no additional cost to the insured person. This includes annual well visits, immunizations, and certain age-appropriate screenings. In addition, the minimum essential coverage in Maine also requires insurers to cover certain medical expenses at a minimum of 60% of the total cost. This is in order to ensure that individuals have access to the health care services they need. Overall, the minimum essential coverage in Maine ensures that individuals have access to affordable health care and the necessary preventive services. This helps individuals stay healthy and receive the care they need without breaking the bank.

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What is a minimum essential coverage?

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