How does my age affect my health insurance premium?

In Washington, your age affects the price of your health insurance premium. Generally, younger people tend to have lower premiums than those who are older. This is because younger people are generally seen as being in better health, meaning that they are less likely to make extensive claims for medical care. For those under the age of 18, there are special regulations in place which require insurers to cover certain preventive care services at no additional cost. This includes annual physicals, immunizations, and cancer screenings. In addition, most plans under the Affordable Care Act in Washington cannot reject a child under the age of 19 for coverage based on an existing health condition. For individuals over the age of 19, premiums can begin to rise and can increase as you get older. Older adults tend to have more medical conditions, and they may require more extensive and expensive care. This means that the premiums for health insurance are more than those for younger individuals. It is important to remember that the prices of medical care and insurance premiums can also vary greatly depending on other factors, including the type of plan and the provider. Therefore, it is important to research different plans and compare their costs and coverage before making a decision.

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How does my age affect my health insurance premium?

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