What is an enrollee cost sharing?

Enrollee cost sharing is a type of health insurance law in Washington that requires the insured to pay a portion of the cost of a health care service or medical product. This is usually done by having an insured pay a deductible, coinsurance, or copayment when they use a service or product. A deductible is an amount of money that an insured must pay before the insurance plan pays for any services or products. Coinsurance is a percentage of the cost that an insured must pay for services or products. A copayment is a set amount that the insured must pay for each service or product they use. The enrollee cost sharing laws in Washington are intended to ensure that insured individuals bear some of the cost of the health care services or products they receive, rather than completely relying on an insurer to pay.

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