What is the role of the state in overseeing HOAs?

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What is the role of an HOA insurance policy?
What is the effect of bankruptcy on HOA financial obligations?
What are the rights of an HOA homeowner?
What is the process for initiating an HOA foreclosure?
Can an HOA require its owners to use certain professionals for repairs and maintenance?
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Can an HOA limit the size or type of pet a homeowner may have?
What are the requirements of an HOA disclosure document?

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