How is an HOA organized and managed?

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What are the basic safety standards that HOAs must adhere to?
What types of insurance policies cover HOAs?
What are the powers of the HOA board of directors?
What steps should an HOA take to protect its association from liability?
What is the role of the state in regulating HOAs?
What is the required notice period for HOA meetings?
What is an HOA covenant and how does it work?
What is a Homeowners Association (HOA)?
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