What steps should an HOA take to protect its association from liability?

Protecting a Homeowners Association (HOA) from liability is important because it can limit how much the association is responsible for in the event of an injury or other issue. The first step an HOA should take to protect itself is to ensure that their governing documents are up to date and in compliance with Washington state laws. This includes the association’s bylaws, code of regulations, and any rules and regulations in place. Governing documents should be reviewed every year and amended to reflect changes in the law. The second step an HOA should take is to purchase insurance for the association, such as general liability insurance. This type of insurance can help cover the cost of any property damage or personal injury the association may be responsible for. The third step an HOA should take is to conduct regular maintenance and repairs on its common areas. Such maintenance includes mowing lawns, trimming bushes, cleaning surfaces, and making sure public areas remain in good condition. Fixing any safety hazards, such as broken stairs or loose boards, can help reduce the risk of injury and limit liability. Finally, it is important for HOAs to train their board and committee members on how to handle issues that arise in the community. Providing regular training sessions can ensure that members are up to date on any changes to governing documents and laws, as well as best practices for dealing with disputes or other incidents. By following these steps, an HOA can protect itself from liability and ensure the safety of its members and guests.

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What steps should an HOA take to protect its association from liability?

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