What is workers' compensation?

Workers’ compensation is a form of insurance that provides financial benefits to workers who suffer a work-related injury or illness in California. It is managed by the state and funded by employers, who are responsible for ensuring that their workers have access to workers’ compensation insurance. The main goal of workers’ compensation is to provide medical care for injured workers, as well as to provide financial support for them and their families because of missed work due to the injury. In California, workers’ compensation laws apply to all employers, regardless of size. This includes companies that employ independent contractors, temp workers, and seasonal workers. When an employee is injured at work, they can file a workers’ compensation claim with their employer to receive medical and financial benefits. These benefits may include payment of medical bills, partial wage replacement, and death benefits for the employee’s family if the injury results in death. In California, employers are legally required to carry workers’ compensation insurance in order to protect their workers and ensure they have access to financial benefits in the event of an injury. It is also important for employers to keep accurate records and to provide any necessary forms to their employees if they are filing a claim.

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