What are the steps in the workers' compensation claim process?

The workers’ compensation claim process in Delaware is the same as in other states and can help workers who have been injured in on-the-job accidents and illnesses. The following steps will guide you through the process of filing a workers’ compensation claim in Delaware. 1. Seek medical attention - The most important step is to seek medical attention to treat any injuries or illnesses related to the accident. The medical costs should be covered by the employer’s workers’ compensation insurance. 2. Report the incident - The employee must notify their employer of the accident or illness as soon as possible, either in writing or verbally. 3. File a claim - The employee must file a claim with the Delaware Division of Industrial Affairs. The employer should provide the employee with a form to complete and file with the state. 4. Review of the claim - The state will investigate the claim and determine if it is eligible for benefits. The employee should receive notice of the state’s decision within 21 days. 5. Appeal the decision - If the claim is denied, the employee has the option to appeal the decision. The employee must file the appeal within 30 days from the initial decision. 6. Payment of benefits - If the claim is approved, the employee will start to receive benefits within 30 days. The benefits will depend on the severity of the injury and can include medical costs, lost wages, and disability payments. Overall, the workers’ compensation claim process in Delaware is relatively straightforward. By following the steps outlined above, a worker can make sure they receive the benefits they are entitled to.

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