How can I receive financial protection if I cannot work after being injured in an industrial accident?

If you have been injured in an industrial accident in New York and are unable to work, you may be able to receive financial protection. Depending on the circumstances of the accident and your employment status at the time, you may be eligible for workers’ compensation, social security disability, and other benefits. Workers’ compensation is a form of insurance that employers are required to have. It provides income and medical benefits to workers who become disabled due to a workplace accident or injury. In order to receive workers’ compensation benefits, you must file a claim with your employer or the state of New York’s Workers’ Compensation Board, and the claim must be approved for you to receive benefits. If your injury was sufficiently severe, you may also be eligible to receive Social Security Disability Insurance (SSDI) benefits. SSDI benefits provide income to individuals who are unable to work due to a physical or mental disability. To be eligible for SSDI, you must have worked for a certain number of years, and your injury must meet the Social Security Administration’s criteria for a “disability”. In addition to these two sources of financial protection, other state and federal assistance programs may also be available to you. For instance, you may be eligible for health care coverage through Medicaid, or for other financial assistance through state and federal programs. The best way to determine which programs you are eligible for is to speak with an experienced industrial accident attorney. A lawyer will be able to help you understand your rights and options, and will be able to assist you in filing the necessary paperwork to receive the financial protection you need.

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