How can I receive financial protection if I cannot work after being injured in an industrial accident?
If you have been injured in an industrial accident in North Carolina, you can receive financial protection through workers’ compensation. North Carolina’s worker’s compensation system is designed to protect workers who are injured on the job and unable to work. The system provides medical benefits, disability benefits, and death benefits for workers who are injured or killed in workplace accidents. The first step in accessing financial protection is to report your injury to your employer. Your employer is required by law to notify North Carolina’s Industrial Commission of your injury. The Industrial Commission will then review your case and decide whether or not to grant you workers’ compensation benefits. If you are eligible, workers’ compensation will provide benefits to cover the cost of your medical bills and lost wages. Medical benefits can cover the cost of hospital visits, medicines, medical equipment, rehabilitation, and more. Disability benefits provide up to two thirds of your wages, depending on the severity of your injury and how long you are unable to work. Death benefits provide a lump sum payment to cover funeral expenses and lost wages for the individual’s family. It is important to note that the amount of benefits you receive may be prorated if you are partially at fault for the accident. The legal team at the Industrial Commission will work with you to ensure that you receive the full amount of benefits you are eligible for.
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