Who pays for medical expenses after an industrial accident?

In New Hampshire, the payment of medical expenses after an industrial accident depends on the type of coverage that the injured worker has. If the worker is covered by workers’ compensation insurance, then the employer’s insurance will generally pay for medical expenses related to the accident. If the worker is not covered by workers’ compensation insurance, then the injured worker will be responsible for paying medical expenses incurred due to the industrial accident. In such cases, the worker is advised to contact a lawyer who specializes in industrial accident law and to request a consultation to discuss legal options for getting compensation for medical expenses. The lawyer can also explain the worker’s rights and obligations in the event of an industrial accident. In addition, if an injured worker is covered by health insurance, the worker’s health insurance may also pay for medical expenses related to the industrial accident, depending on the terms of the policy. The worker’s lawyer can also review the coverage provided by the health insurance policy to determine if benefits are available under the policy for medical expenses. Overall, medical expenses related to an industrial accident in New Hampshire are generally paid for by the employer’s workers’ compensation insurance or the injured worker’s health insurance, depending on the type of coverage that the worker has. It is also possible for the injured worker to seek legal advice to discuss potential options for getting compensation for medical expenses.

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