What are the time limits for filing an insurance claim?

In Arizona, an insurance claim must be filed within two years from the date of the accident or other loss. However, some policies may have additional limits on when a claim can be filed, so it’s important to be aware of any policy-specific details. In general, an insurance claim should be filed as soon as possible after the incident has occurred. This helps ensure the claim is processed quickly and that all the necessary evidence is collected. It also ensures the claimant has enough time to make a full and accurate claim. Waiving any time limit may leave a claimant open to challenge or denial of the claim. In addition, there may be additional time limits for appealing any denied claims. Arizona state law requires any appeals to be filed within two years of the original claim denial. It is important to understand that if an appeal is not filed on time, a claimant may lose their right to be heard. It is always a good idea to speak with an Arizona attorney who specializes in insurance claims laws if you have any questions about filing an insurance claim or appealing a denial. Understanding the full scope of the time limits is key in getting a successful outcome.

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