What are the time limits for filing an insurance claim?

In the state of Florida, the statute of limitations for filing an insurance claim depends on the type of claim you are filing. For first-party claims, which involve damage to property or personal injury, you must file within 5 years of the incident in question. Third-party claims, which involve another party’s property or person, must be filed within 4 years. In regard to medical claims, the time limits are a little different. Bills related to medical expenses must be submitted to the insurance company within 2 years of the date of service. If you do not submit your bills within this time frame, you may be held responsible for your medical costs. If a lawsuit is necessary to resolve your insurance claim, you must file the lawsuit within the time limits of the legal claim. In Florida, this is usually 4 years. Additionally, you must wait at least 6 months after filing a claim before submitting a lawsuit. It is best practice to contact an experienced attorney to determine exactly when you must file your insurance claim and when you should consider filing a lawsuit. It is important to remember that insurance companies have a limited time to respond to your claim and that if you miss any deadlines, you may lose out on potential benefits, so act as soon as possible!

Related FAQs

What happens if an insurance company fails to act in good faith?
What is a negligence claim?
What are the benefits of filing an insurance claim?
What is a third-party insurance claim?
What is the statute of limitations for filing an insurance claim?
How is an insurance claim dispute resolved?
What are the different types of coverage in an insurance policy?
What is a market value settlement?
What is the difference between a policyholder and an insured?
What is a wind/hail deductible?

What are the time limits for filing an insurance claim?

Related FAQs

Related Blog Posts