What is a wind/hail deductible?

A Wind/Hail Deductible is a deductible that applies specifically to claims arising out of a storm-related event and is usually higher than the deductible that applies to other claims. In the state of Hawaii, this deductible applies to claims specializing in wind and hail damage. Wind and Hail deductibles are typically higher than the deductible for other claims since these claims are usually more severe and expensive to repair. The amount of the deductible can vary depending on the policy and the insurance company. Generally, the higher the deductible, the lower the premium, so it is important for consumers to consider this factor when selecting coverage. It is also important to note that this deductible may not apply to all claims, only specific ones. To be sure, review your policy and check with your insurance provider.

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What is a wind/hail deductible?

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