What is a no-fault claim?

In Arizona, a no-fault claim is a type of insurance claim that does not involve determining who is at fault for an accident. Instead, it allows each driver to file a claim with their own insurance company, regardless of who is responsible for the accident. For example, if two cars collide and it is unclear who is to blame, both drivers can file a no-fault claim with their respective insurance companies. No-fault claims are designed to help speed up the claims process, prevent lengthy legal disputes, and provide compensation to victims without having to wait for the other person to accept fault. The no-fault system also helps limit costs for both the insurer and the insured, since both drivers are able to claim benefits from their own insurance policies. However, the no-fault system does have its limitations. It does not apply to damages to the car or to any property, and does not cover medical bills. In some cases, you may be able to file a lawsuit against the other party in order to obtain compensation for property damage or medical bills, but it is best to seek legal advice in such cases.

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What is a no-fault claim?

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