What is an uninsured motorist coverage?

Uninsured motorist coverage is a type of insurance coverage in Florida that helps protect you in the event of an accident with an uninsured or underinsured motorist. This form of coverage is typically purchased in addition to your standard auto insurance policy. In the event of an accident caused by an uninsured motorist, uninsured motorist coverage will step in to cover your costs. This can include medical bills, property damage, and other expenses related to the accident. It also can pay for wages you lost due to the accident, and it may even cover pain and suffering. Uninsured motorist coverage is particularly important in Florida, as it is ranked 4th in the nation for the highest number of uninsured drivers. It’s also important to have uninsured motorist coverage if you’re involved in an accident with an underinsured driver since the driver’s insurance may not be enough to cover the costs of the accident. By having uninsured motorist coverage, you’ll have the financial protection you need if you’re ever involved in an accident with an uninsured or underinsured motorist. This coverage is essential when it comes to protecting yourself and your wallet from the financial losses caused by an accident.

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What is an uninsured motorist coverage?

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