What is a supplemental insurance policy?

A supplemental insurance policy is an additional form of coverage that works alongside your main insurance policy to provide more coverage. In North Carolina, supplemental policies are typically offered by private health insurance companies. These plans provide additional coverage for items that are commonly excluded from the main policy such as dental care, vision care, and prescription drugs. Supplemental policies also provide coverage for specific types of medical services, such as occupational therapy, chiropractic visits, and other complementary and alternative medicine treatments. Supplemental policies can also be used to cover the costs of copayments and deductibles that may not be covered under the main policy. Many supplemental policies are also designed to pay specific expenses such as out-of-pocket expenses for medical travel, lost wages, and other medical expenses. Furthermore, some plans provide coverage for long-term care and disability insurance. Overall, a supplemental insurance policy is an additional form of insurance that can be purchased to provide extra coverage for items not included in the main insurance policy. It is important to note that supplemental plans may not be available in all states, so it is important to contact your insurance company to determine what supplemental policies are available in your state.

Related FAQs

What is a claim for bad faith?
What is a coinsurance clause?
What should I do if I disagree with an insurance company's decision?
What are the time limits for filing an insurance claim?
What is the difference between a claim and an appeal?
What is an uninsured motorist coverage?
What is an extracontractual claim?
What is a third-party insurance claim?
What is a self-insured retention (SIR)?
What information do I need to provide when filing an insurance claim?

What is a supplemental insurance policy?

Related FAQs

Related Blog Posts