What is an extracontractual claim?

An extracontractual claim is a type of claim related to an insurance contract that exists outside of the elements defined in the contract. This type of claim is typically filed against an insurance company when an insured individual believes that they did not receive the coverage promised to them, or that the insurance company denied their claim in bad faith. In Tennessee, if you believe that an insurance company wrongfully denied your claim, or if they acted in bad faith, you can file a lawsuit to seek compensation for the breach of the contract and any other related damages. This type of lawsuit is referred to as an extracontractual claim. In Tennessee, you may file an extracontractual claim if you can prove that the insurance company acted in bad faith or failed to follow certain procedures outlined in the insurance contract. If a court rules in your favor in an extracontractual claim, the insurance company may be responsible for compensating you for any financial losses you have incurred. This could include lost wages, medical bills, and other damages. Additionally, the court may award punitive damages to the insured individual. Punitive damages are designed to punish the insurance company for acting in a manner that violates the conditions of the insurance contract. If an insurance company has denied your claim in bad faith, filing an extracontractual claim may be the best way to seek justice. Tennessee law allows you to request legal assistance to file such a claim, so it is important to speak with an experienced attorney if you believe that your claim was wrongfully denied.

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What is an extracontractual claim?

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