What is a general liability insurance policy?

A general liability insurance policy is a type of insurance policy that provides financial protection for businesses in Tennessee when they are found liable for damages or injuries caused to third parties. This type of policy covers a wide range of claims, including bodily injury, property damage, medical payments, advertising injury, and personal injury. It also covers defense costs, such as legal fees related to defending a claim. General Liability Insurance is a must-have for any business. It protects against claims arising out of business operations or products. For example, if a customer has an accident due to a product being improperly installed, the business will be covered by their general liability policy. This policy also covers claims related to injury or damage to third-party property. General liability insurance is designed as a “first line of defense” for businesses. It helps to protect against the financial risks associated with legal claims. Additionally, general liability insurance helps to provide a “peace of mind” for business owners and helps to protect their assets. Without the protection of a general liability policy, businesses can be at risk of losing their hard-earned assets in the event of a significant legal judgment or settlement.

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