What is an act of God exclusion?

An act of God exclusion is a clause found in many types of insurance policies in the state of Florida. It exempts insurance companies from paying out on a claim that is caused by an event that is outside of human control, such as a natural disaster. This means that the insurance company does not have to pay out on claims that are related to floods, hurricanes, earthquakes, and other natural disasters. In addition, an act of God exclusion can be applied to some human-made disasters as well, such as a nuclear accident. It is important to be aware of an act of God exclusion in any insurance policy that is purchased in the state of Florida so that the insured knows what is and is not covered by the policy. In some cases, an insurance company may offer additional coverage for certain types of disasters, but it is important to understand the limitations of the policy before signing.

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What is an act of God exclusion?

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