What is an Uninsured Motorists Coverage (UMC)?

Uninsured Motorists Coverage (UMC) is a type of insurance coverage available in the state of Hawaii that can help protect drivers when they are involved in an accident with an uninsured motorist. UMC provides protection from financial losses resulting from an accident involving an uninsured motorist. UMC protects drivers from the costs associated with medical expenses, property damage, and lost wages due to the accident. The coverage protects the insured driver, as well as any passengers in the vehicle at the time of the crash. UMC can also cover other damages, such as pain and suffering, when the other driver does not have insurance. In Hawaii, UMC is a required coverage for all auto insurance policies. It is in place to provide financial coverage to an insured driver in case they are involved in an accident with an uninsured motorist. This coverage can help protect drivers from financial losses associated with an accident that was not their fault. UMC can help to make sure that the insured driver, as well as any passengers in their vehicle, are not left with costly bills from an uninsured motorist.

Related FAQs

What is an opportunity to repair a claim?
What is a reinsurance agreement?
What are the different types of insurance policies?
What is an insurance deductible?
What is the difference between a claim and an appeal?
What documentation do I need to prove an insurance claim?
What is an insurance subrogation?
What is a contractual liability exclusion?
When is an insurance company liable for an accident?
How do I file an insurance claim?

What is an Uninsured Motorists Coverage (UMC)?

Related FAQs

Related Blog Posts