What is an Uninsured Motorists Coverage (UMC)?

Uninsured Motorists Coverage (UMC) is a type of insurance coverage available in North Carolina for people who are hit by drivers who do not have insurance. UMC pays for damages caused by the uninsured motorist, up to a certain amount. UMC can also provide coverage if a hit and run driver causes injury or property damage. People who are hit by uninsured motorists in North Carolina can make a claim under this coverage in order to receive compensation for their losses. UMC covers the financial costs associated with the accident, including medical expenses, pain and suffering, and lost wages. In order to protect yourself and your loved ones, it is important to purchase UMC coverage in North Carolina. If you do not have UMC, then you may be at risk of not being able to receive compensation for damages if you are involved in a collision with an uninsured motorist. To make sure that you are adequately covered against uninsured motorist collisions, it is important to review your North Carolina auto insurance policy or speak with an agent to determine the amount of UMC coverage that is available to you. UMC coverage can provide financial security if you or a family member are ever involved in an accident with an uninsured motorist.

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What is an Uninsured Motorists Coverage (UMC)?

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