What is an Uninsured Motorists Coverage (UMC)?

Uninsured Motorists Coverage, or UMC, is a type of insurance coverage designed to protect drivers in West Virginia in the event of an accident caused by an uninsured motorist. This type of coverage can pay for medical bills, property damage, and other costs associated with an accident caused by an uninsured driver. UMC does not cover any costs or damages caused by the insured’s own negligence. In West Virginia, UMC is required by law in most cases, meaning that drivers must carry an Uninsured Motorists Coverage policy in order to drive legally. UMC is a part of most car insurance policies, but it can be purchased separately as well. The amount of coverage required may vary depending on the driver’s age, gender, and other factors. UMC is designed to protect drivers who would otherwise be left without any recourse if they were involved in an accident with an uninsured motorist. It can provide some financial cushion in cases where another driver is responsible for causing an accident, but doesn’t carry insurance to cover the damages or medical bills. UMC can help make sure drivers in West Virginia stay safe on the roads.

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What is an Uninsured Motorists Coverage (UMC)?

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