What is a power of attorney?

A power of attorney is a legal document that grants someone else the authority to act on your behalf. In the context of insurance claims law in Florida, this document designates another person—called an agent or attorney-in-fact—to represent you and your interests in an insurance claim. A power of attorney grants the agent legal powers to conduct various activities. This can include filing insurance claims, negotiating with insurance companies, receiving payments, and making decisions on behalf of the grantor. An agent could also represent the grantor if being sued in a related matter. In Florida, a power of attorney must be written and signed in front of a notary public. The document will specify the exact powers being granted as well as a time limit for the power of attorney’s effectiveness. For insurance claim-related needs, it is not uncommon for an agent to have lifetime authority. Being the grantor of a power of attorney means that you will be held liable for any decisions or actions made by the agent. Therefore, it is important to choose a reliable, trustworthy person. You must also inform any parties involved of your chosen agent to ensure that your agent can act on your behalf.

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What is a power of attorney?

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