How do I know if someone has stolen my identity?
It is important to be aware of the signs of identity theft and to know how to protect yourself if it does occur. In Wisconsin, there are laws in place to protect individuals from identity theft. One of the first signs of identity theft is when you receive unexpected bills or notices for accounts you don’t recognize. Another sign of identity theft is suspicious activity regarding your banking accounts. If you find any unauthorized activity in your accounts, contact your bank right away. You should also be alert for suspicious emails or messages, which may be attempts at phishing. These are attempts to gain access to your personal information by impersonating someone trustworthy. Be sure to check your credit report regularly for inaccuracies or accounts that you don’t recognize. If you do find that your identity has been stolen, report the crime to the police and your bank right away and contact the three major credit bureaus (Equifax, Experian, and TransUnion) as soon as possible. Wisconsin law allows victims of identity theft to sue the thief as well as any lenders or business that was part of the crime. You may be eligible for restitution from the thief as well for any losses or damages you have suffered.
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