What do I do if I am a victim of identity theft?

If you are a victim of identity theft in Washington, it is important to take immediate steps to protect yourself and your finances. The first step is to report the identity theft to law enforcement. You should also file a complaint with the Federal Trade Commission. Additionally, you should contact the three major credit reporting agencies to place a fraud alert on your credit report. This will alert creditors to the possibility of identity theft and help protect your accounts. The next step is to close any accounts that have been compromised. You should contact your financial institutions to alert them of the identity theft and have them close any affected accounts. You may also need to open new accounts with new user names, passwords, and account numbers. Once you have taken the necessary steps to protect yourself and your finances, it is important to remain vigilant and monitor your accounts for any fraudulent activity. You should also review your credit reports periodically to ensure that no new accounts have been opened in your name without your permission. Finally, if you have incurred any financial losses from the identity theft, you should contact your insurance company to see what types of coverage are available. In some cases, you may be able to obtain compensation for your losses. It is also important to seek out legal advice if you have any questions.

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