How often should I monitor my credit report for signs of identity theft?

It is important to regularly monitor your credit report for signs of identity theft in California. According to California state law, consumers are allowed to request a free report from each of the three major credit bureaus (Experian, TransUnion and Equifax) once each year. It is recommended that individuals opt to spread their reports out over the year and request one report every four months. If you notice suspicious activity or changes on your credit report, it is important to take action immediately. Identity theft is a serious crime in California and it is important to take all necessary steps to protect yourself. In addition to monitoring your credit report, it is important to also be aware of your privacy settings and use secure passwords for all online accounts. Pay attention to all credit and debit card activity and always shred or properly dispose of all financial documents. If you ever suspect that your identity has been stolen, you should contact the credit bureaus and your financial institution immediately. Monitoring your credit report is one of the best ways to ensure that your identity is secure and protected. Be sure to check your credit report at least once a year, preferably more often. Additionally, it is important to be aware of the latest identity theft law developments in California and take appropriate steps to protect yourself.

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