How are identity thieves able to access my bank accounts or credit cards?

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What type of activities can be considered identity theft?
Are there any state-specific identity theft laws?
What tools are available to detect and prevent identity theft?
Are there any special considerations for reporting identity theft as an immigrant?
What is the penalty for using someone else's identity?
Who is most likely to commit identity theft?
What steps should I take to recover from identity theft?

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