How are identity thieves able to access my bank accounts or credit cards?

In Washington, identity theft law is in place to help protect citizens from fraud and other malicious acts of theft. Identity thieves are usually able to access financial accounts and credit cards by obtaining personal information through illegal means. This could include gaining access to a person’s bank statements, Social Security number, driver’s license number, credit card numbers, address, and phone number. Some identity thieves are able to use an individual’s personal information to open new accounts, take out loans, or make purchases in the person’s name. Other methods of identity theft involve cyber-crime tactics, such as intercepting emails, stealing passwords, and using spyware or malware to steal private information. Additionally, some thieves may obtain access to bank accounts or credit cards through phishing scams or by posing as legitimate companies or employees. Though identity theft can be difficult to detect, there are certain steps that individuals can take to help protect themselves and reduce their risk. This includes regularly monitoring bank statements and credit reports, using strong passwords for online accounts, and avoiding responding to unsolicited emails or text messages. Additionally, individuals should be aware of their surroundings in public places and never leave their wallets or purses unattended.

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