What is the statute of limitations for pursuing an insurance litigation claim?

The statute of limitations is a set amount of time that a person has to bring forward a claim or lawsuit after an incident or occurrence. In California, the statute of limitations for pursuing an insurance litigation claim is two years from the date the cause of action accrued. This means that after two years, an individual may no longer legally pursue an insurance litigation claim in the state of California. In the insurance litigation process, a person makes a claim against an insurance company or other entity, alleging that the company or other entity failed to follow the terms of the insurance policy or another agreement. Once the claim is made, the defendant has a certain amount of time to respond. Depending on the facts of the case and the nature of the claim, this time frame can vary. However, if no response is received—or if a response is received but is determined to be inadequate—the person filing the claim may be able to pursue a lawsuit against the insurer or other entity in order to collect compensation. In California, this lawsuit must be filed within two years of the date that the cause of action accrued. If the person filing the claim does not act within this two-year window, they may no longer be able to legally pursue the claim. As such, it is important to act quickly and seek the advice of legal counsel in order to ensure that a person’s rights are adequately protected and that any potential claims are pursued within the confines of the applicable statute of limitations.

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