What is reformation in an insurance litigation case?

Reformation in an insurance litigation case is a type of legal action that seeks to correct a mistake or an injustice in a contract between an insured and their insurance provider. This action can occur when one of the parties is unable to fulfill their obligations under the contract, or if one party is at fault for a mistake or miscommunication. Reformation is a form of legal action that is available in Washington and is used to resolve disputes in an insurance litigation case. Reformation seeks to restore the terms of the contract to what the parties intended them to be or as close to that as possible. This can involve making changes to the contract’s language or changing the duration or scope of the agreement in order to reflect the original intent of the parties. Reformation can also involve the court issuing an order to enforce the agreed upon provisions of the contract. Reformation can be used in an insurance litigation case when one of the parties has been unjustly harmed or received an unfavorable outcome due to a mistake or miscommunication. By seeking reformation, the insured can obtain more favorable terms in their policy and be compensated for any damages they have suffered. Reformation can also be used to correct a mistake made by the insurance provider that may have resulted in the insured not receiving the coverage they had been promised.

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