What is the discovery process for an insurance claim?

The discovery process for an insurance claim in Washington is a series of steps that are used to gather evidence to prove a claim. This process is designed to provide both the insurer and the claimant the opportunity to provide their side of the story, and to demonstrate the merits of their claim. The discovery process typically begins with the claimant filing a written request for discovery. This includes a demand for production of documents, interrogatories (questions), depositions, and other requests for information. The insurer then has the right to respond and can make the same types of requests of the claimant. During the discovery phase, evidence and documents can be requested and exchanged. This can include documents such as medical records, employment records, photos, emails, and other records or documents related to the dispute. Parties can also take depositions during the discovery process, where witnesses can be questioned under oath and provide testimony regarding the insurance claim. The discovery process is an important step in the insurance litigation process. It allows each side to build a case and to provide evidence to demonstrate the merits of their claim. Knowing the discovery process can help the parties better prepare for their day in court.

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