What is a motion for default judgment in an insurance litigation case?

A motion for default judgment is a legal document that is filed with a court in an insurance litigation case. It is usually requested when the defendant in a case fails to respond to the complaint that has been filed against them. A motion for default judgment allows the plaintiff to present their case without having to go through a trial. This typically occurs when the defendant fails to answer the complaint or response to the court or fails to appear in court for hearings scheduled for the case. When a motion for default judgment is granted, the court will issue a judgment in favor of the plaintiff without having to hold a trial. It is important to note, however, that in Delaware, the court still must be satisfied that there are facts that support the judgment before it can be entered. In the case of an insurance litigation suit, a motion for default judgment may be filed when the defendant, usually an insurance company, fails to respond to the complaint or appear at a trial. In these cases, the plaintiff is often seeking monetary damages or other forms of relief from the company. When the motion for default judgment is granted, the court will enter a judgment against the defendant without a trial. This judgment could offer the plaintiff monetary compensation, the ability to resume their work, or require payment of medical bills.

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