How do insurance companies determine fault in an accident?

When an accident happens, insurance companies must determine who is at fault for the crash. In the state of Idaho, this is done by examining the evidence of the incident and using the laws of the state in making their determination. Most likely, the insurance companies involved in the accident will hire an independent investigator to gather information and facts from the accident scene. The investigator will check the police report and look for physical evidence, such as skid marks on the road, damaged car parts, and eyewitness accounts. Once the evidence has been collected, the insurance companies will look at the traffic laws of Idaho. These laws determine who is responsible for the crash by looking at factors such as who had the right of way, who was speeding, and who didn’t obey a traffic signal. Using the evidence and the state’s laws, the insurance companies will then decide who was at fault for the accident. If both parties share fault, the responsibility will usually be divided between the two insurance companies. However, if one party is primarily responsible, then that party’s insurance company will have to pay out the majority of the damages. Ultimately, the insurance companies must determine fault according to the laws of the state of Idaho and the evidence gathered from the accident scene. In some cases, they may need to seek legal advice from a licensed attorney before making their decision.

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How do insurance companies determine fault in an accident?

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