What is the process for filing an insurance claim?

In New Hampshire, filing an insurance claim is a straightforward process. The first step is to contact your insurance company. Most companies have an online or phone system used to connect with a customer service representative, who can provide details on your coverage and answer any questions. Next, you will need to provide your insurance company with detailed information regarding the incident, such as the date, time, and location of the accident or incident. This helps the insurance company determine if you have valid coverage for the incident and if it should be covered under your policy. The insurance company will then review your information and determine if your claim is valid. If the claim is valid, they will send out a claim adjuster to collect additional facts and evidence. The claim adjuster may investigate and interview witnesses if necessary. You should keep records of all communication related to the claim, including any correspondence, phone calls, or other documents. Your insurance company may require you to provide documents such as repair estimates, pictures, or medical bills. Once the claim adjuster has provided your insurance company with their report and findings, the company will inform you of their decision - either to accept or deny your claim. If the claim is accepted, your insurance company will provide you with a settlement offer. If you disagree with the offer, you may need to contact a lawyer for further legal advice.

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What is the process for filing an insurance claim?

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